HOMEOWNER CREDIT CENTER

Flexible Home Improvement Financing

We understand that a new roofing or siding project can be an unexpected expense for a lot of homeowners.  Which is why we’re proud to offer a variety of financing options for home improvement projects as low as $1,000 and as high as $100,000 with interest free, low payment and deferring interest options available.  Our credit partner Service Finance is a trusted financing company that our customers know and trust. 

Have credit concerns and are wondering if home improvement financing is available for less than perfect credit?  Relax, we have options for credit scores of 580+

$1,000-$100,000

No Equity Required

Paperless Application

Same as Cash Available

Perfect for lower loan amounts

Short Term Financing

Short term home improvement financing offers deferred or no interest options.

  • Loan amounts as low as $1,000
  • Loan amounts up to $100,000
  • Financing for 580 credit score and up
  • Flexible payment options
  • No proof of income required under $20,000

MIN MONTHLY PAYMENTS

DEFERRED INTEREST

18 MONTHS
Low Monthly Payments
$1,000-$100,000
Unsecured Financing
Refer to Plan #1018

NO MONTHLY PAYMENT

NO INTEREST

6 MONTHS
No Monthly Payments
No Interest
$1,000-$100,000
Unsecured Financing
Refer to Plan #2006

INTERESTED IN PRE-APPROVAL?

INTERESTED IN PRE-APPROVAL?

Perfect for higher loan amounts

Long Term Financing

Long term financing options offer fixed interest for the term of your loan, low monthly payments and competitive interest rates.

  • Loan amounts as low as $1,000
  • Loan amounts up to $100,000
  • Financing for 580 credit score and up
  • Fixed Interest Rate
  • No proof of income required under $20,000

LOW MONTHLY PAYMENTS

9.99% FIXED RATE

120 MONTHS
Low Monthly Payments
$3,000-$100,000
Unsecured Financing
Refer to Plan #4132

LOW MONTHLY PAYMENT

9.99% FIXED RATE

60 MONTHS
Low Monthly Payments
$1,000-$100,000
Unsecured Financing
Refer to Plan #4212
Frequently Asked Questions About Financing

Anything below a 680 is considered bad credit by lenders but we don’t like to refer to our homeowners credit as bad or good.  If you have a job and a credit score of 580 or higher, we can help finance your project.  Our application process is secure and our sales team understands that not every homeowner has perfect credit.  We’re here to help.

Yes, our long term loan options offer fixed payment amounts and fixed interest so you know what to expect every month and you can budget for your payment.  When you meet with a Modern Pro to discuss your home improvement project, they can go over the different payment options available as well as payment calculations so there are no surprises.

Yep! Our loan options require no proof of income for any amount under $20,000.

Don’t worry, during your in-home consultation your Modern Pro Rep will go over your estimate in detail as well as explore all of your options to choose which is right for you.

Yes, you can finance a home improvement project for a child or parent.  Service Finance Loans do not require proof of ownership so you do not need to be the homeowner to secure financing.

You can apply for financing during your estimate and have a decision before your Pro leaves your home.  Funding and work can start immediately once you sign your loan contract.

Of course! Our Short Term loan options offer both no payment, same-as-cash options and low monthly payment options that carry no interest as long as they’re paid before the end of your loan term.

We Only Carry The Best Brands

Modern Xterior Improvement only carries the highest quality materials that offer our homeowners the best value, quality and warranty so that they can trust when they hire the modern pros, we stand behind both our product and our materials.

applegate insulation
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Leaf-Relief
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